Transactions

List spreads

Returns approved spreads, newest transaction date first: the spreads the Spreads page in the Finta app lists.

A spread recognizes an amount evenly over several months instead of all at once. It sits either on a whole transaction or on one line of a split transaction. Since GET /transactions never lists split lines, this is the list that includes both. A spread on a split line has split: true, and its transaction_id is the split transaction; its amount, category and dates are the line’s, which GET /transactions/splits also lists.

A spread still awaiting approval, or being removed, is not listed, though the transaction’s spread field may already show its months.

Requires API access and Transactions: View.

GET

spreads

List spreads

curl --request GET \
  --url https://app.finta.com/api/v1/spreads \
  --header 'Authorization: Bearer <token>'

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://app.finta.com/api/v1/spreads', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://app.finta.com/api/v1/spreads",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://app.finta.com/api/v1/spreads"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://app.finta.com/api/v1/spreads")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "object": "list",
  "url": "/api/v1/spreads",
  "has_more": false,
  "next_cursor": null,
  "data": [
    {
      "object": "spread",
      "transaction_id": "txn_h8i9j0k1l2m3n4",
      "split": false,
      "months": 12,
      "date": "2026-01-15",
      "accounting_date": "2026-01-15",
      "amount_cents": -1200000,
      "currency": "USD",
      "merchant": "Figma",
      "category_id": "cat_v5e6f7g8h9i0j1",
      "category_name": "Software",
      "department_id": null,
      "department_name": null
    },
    {
      "object": "spread",
      "transaction_id": "txn_a1b2c3d4e5f6g7",
      "split": true,
      "months": 12,
      "date": "2025-05-28",
      "accounting_date": "2025-05-28",
      "amount_cents": -120,
      "currency": "USD",
      "merchant": "Figma",
      "category_id": "cat_v5e6f7g8h9i0j1",
      "category_name": "Software",
      "department_id": null,
      "department_name": null
    }
  ]
}

Authorizations

Authorization

string

header

required

API key prefixed with finta_

Query Parameters

limit

integer

default:100

Maximum number of results to return (1-500). Defaults to 100.

Required range: 1 <= x <= 500

starting_after

string

Pass the next_cursor from the previous page, unchanged, with the same filters. Rows in this list have no ID, so the cursor is opaque. A cursor this list didn't produce returns 400 invalid_request.

start_date

string<date>

Only rows whose transaction date is on or after this date, YYYY-MM-DD.

end_date

string<date>

Only rows whose transaction date is on or before this date, YYYY-MM-DD.

transaction_id

string

Only the spreads on this transaction, or on its lines if it is split. An unknown ID returns 404 resource_missing.

Pattern: ^txn_

Response

A paginated list

object

enum<string>

required

Available options:

list

url

string

required

Example:

"/api/v1/spreads"

has_more

boolean

required

Whether there are more results beyond this page.

next_cursor

string | null

required

Pass this value as starting_after to fetch the next page. Null when has_more is false.

data

object[]

required

Show child attributes

List spreads

curl --request GET \
  --url https://app.finta.com/api/v1/spreads \
  --header 'Authorization: Bearer <token>'

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://app.finta.com/api/v1/spreads', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://app.finta.com/api/v1/spreads",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://app.finta.com/api/v1/spreads"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://app.finta.com/api/v1/spreads")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "object": "list",
  "url": "/api/v1/spreads",
  "has_more": false,
  "next_cursor": null,
  "data": [
    {
      "object": "spread",
      "transaction_id": "txn_h8i9j0k1l2m3n4",
      "split": false,
      "months": 12,
      "date": "2026-01-15",
      "accounting_date": "2026-01-15",
      "amount_cents": -1200000,
      "currency": "USD",
      "merchant": "Figma",
      "category_id": "cat_v5e6f7g8h9i0j1",
      "category_name": "Software",
      "department_id": null,
      "department_name": null
    },
    {
      "object": "spread",
      "transaction_id": "txn_a1b2c3d4e5f6g7",
      "split": true,
      "months": 12,
      "date": "2025-05-28",
      "accounting_date": "2025-05-28",
      "amount_cents": -120,
      "currency": "USD",
      "merchant": "Figma",
      "category_id": "cat_v5e6f7g8h9i0j1",
      "category_name": "Software",
      "department_id": null,
      "department_name": null
    }
  ]
}

API Reference

Taxes

Files

Company

Team

Categories

Rules

Departments

Integrations

Aggregations

Transactions

Forms

Journal Entries

Invoices

Parties

Reports

Feedback

Tax Credits

List spreads

Authorizations

Query Parameters

Response